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	First Steps to Financial Readiness Introduction to Financial Aid National Association of Student Financial Aid Administrators One Stop Resource for Financial Aid Understanding College Costs State Financial Aid Programs Average College Prices Award Analyzer Federal Student Aid   Financial Terms Glossary of Terms (US Dept. of Education)   Tuition Calculators College Financing Calculators 4 Calculators for College Costs Interactive Savings Plan Calculators   Student Loans Low interest loans offered by the federal government. Applying for Federal Student Aid Financial Aid Publications (US Dept. of Education) Federal Student Aid College Board Student Loan Calculator Financial Aid Forecasting Tool Selecting a Financial Aid Package Federal Stafford Loans for Students   Military Scholarships Higher education funds available to ROTC students and current military dependents Military Financial Benefits Financial Aid for Military Careers Military Financial Aid Options & Explanations   Scholarships Funds awarded by colleges, universities, government, or outside sources on the basis of academic merit or financial need. Scholarships are generally used to waive tuition or fees. Scholarship Awards Database National Merit Scholarship Programs PSAT/NMSQT Scholarship Qualifying Test Free Online Scholarship Search Free Scholarship Search Athletic Scholarship Questionnaire Avoiding Scholarship Scams NAACP Scholarship Information Packet   Education Savings Plans Savings plans operated by a state or educational institution designed to help families save for college.  Participants may receive tax benefits if basic plan requirements are met. 529 College Savings Plans Student College Savings Guide   Grants Monetary aid for higher education that does not have to be repaid Federal Education Grant Program Federal Pell Grant   Work-Study Programs Jobs (on or off campus) provided by the federal government for eligible college students with financial need. Federal Work-Study Program